Posts
We have a winner! PayPower Visa -- Helping You Manage Your Money, Raising Breast Cancer Awareness, + a Giveaway
Manage Your Money And Raise Breast Cancer Awareness
There's an well-known concept for budgeting called "Envelope Budgeting". The idea is simple. Divide up the cash you have on hand into envelopes with the expense category written on it, and you only get to spend what is in the envelope. When the envelope is empty you can't spend any more in that category. If there is some left over at the end of the month, you either add it to a savings account or roll it over for use the following month.
Kids today have a hard time understanding where money comes from. It took a long time for my children to understand that when you were out of money, you couldn't just get more out of the "cash machine"--as if there were an endless supply. This is a common theme and why many kids don't understand budgets even exist.
When teaching kids the value of money, a Prepaid Visa like a PayPower card can be hugely helpful. Jimmy needs a new pair of sneakers for basketball? Give him a card for an agreed upon amount and let him make his own shopping decision.
Modern allowance
Give the kids their allowance monthly in the form of a prepaid Visa debit card. They only spend what they have and they learn how to weigh the value of what they buy. With PayPower you only spend what you have, so there are no overdraft fees or interest charges. Your card can be used everywhere Visa debit cards are accepted, including online or over the phone. Plus it is easy to reload.Safer than cash
The funds on your card account are protected from unauthorized use by the Visa Zero Liability policy if your card is lost or stolen. The funds in your card account will be FDIC insured through the card Issuer, provided your card is registered.Support the Safeway Foundation and Stand Up To Cancer
As you may already know this month is National Breast Cancer Awareness Month and PayPower is donating half of the purchase fee on a PayPower card purchased in your local Safeway store between 10/01/13 and 11/03/13 to the Safeway Foundation and Stand Up To Cancer .When breast cancer is detected early the five-year survival rate is 98% (National Cancer Institute), and the Breast Cancer Foundation helps women create a plan for early detection and supports breast health education programs at community outreach programs across the country.
What better way to manage your money, keep it safe and help others? Get your PayPower™ Visa® Prepaid Card now at http://payPower.com, and help us spread the word. Share this post with the hashtag #PPBCA!
Plus, to celebrate this promotion, one of MomsWhoSave's readers will win a $25 PayPower Prepaid Visa Card! If you'd like to win, you can enter using the easy Rafflecopter form below. You need to be sure to leave a comment about how you would use a prepaid card to stay on budget. There are also extra optional entries.
a Rafflecopter giveaway
For more deals and coupons, visit my homepage at MomsWhoSave.com.
You can also find me on Facebook and join me on Twitter, along with more than 117,000 other bargain hunters for daily deal updates!
Don't miss a freebie, deal, or giveaway! Subscribe to MomsWhoSave's blog posts below! Then be sure to confirm your subscription when you get the confirmation email.
Disclosure: MomsWhoSave posts may contain affiliate links and/or sponsored content. All opinions are my own. See full disclosure policy here.
_________________________________________________________
**Be sure to enter ALL of MomsWhoSave's giveaways!**
______________________________________________________________
For more deals and coupons, visit my homepage at MomsWhoSave.com.
You can also find me on Facebook and join me on Twitter, along with more than 117,000 other bargain hunters for daily deal updates!
Don't miss a freebie, deal, or giveaway! Subscribe to MomsWhoSave's blog posts below! Then be sure to confirm your subscription when you get the confirmation email.
Disclosure: MomsWhoSave posts may contain affiliate links and/or sponsored content. All opinions are my own. See full disclosure policy here.
Print Friendly
Subscribe to:
Post Comments (Atom)
110 comments:
It would help me not go over what is on my card and stay on budget and get what I only need
I use prepaid cards for shopping as then I am limited to how much I can spend, so it makes me think really hard about what I really need and what I can do without.
I would use it to buy some nice veggies and fruit at Whole Foods!
My favorite deal is All Natural Green Jade Bead
Necklace with Sterling Silver
Clasp just $29 + Free Shipping
I'm subscribed to your blog (the RC box has the deets)
This will help me so I don't over-spend when I go shopping
i would use it to pay for a few groceries, which always helps the bedget
probably use it for gas.
email subscriber- groogruxking40 at gmail dot com
I would use it to buy groceries
I would only spend the predetermined amount on the card and not overspend.
Name on rafflecopter: Mary Happymommy
I would know how much I have to spend each week and not go over my budget.
I could buy groceries
This would help me to stick to my grocery budget
Amanda Sakovitz on rafflecopter
I could use it for shopping so I could only spent the limit.
rounder9834 @yahoo.com
i couldnt overspend
I could use the $25 to winterize my car for the season--get new wipers, change the oil, rotate the tires. That would save me both time and money later on! Thanks so much!
I would use it to shop on sales to maximize saving
I'd buy groceries.
I subscribe
I would use it to buy groceries.
i'd put any discretionary funds on it so that when it's empty...no more extra spending till the next paycheck
I'd load the card with my bugeted amount for grocery shopping, so I'm not tempted to go over.
Thanks so much.
rickpeggysmith(at)aol(dot)com
I would use it by adding a specific amount to the card so I could not go over my budget.
jodysis at windstream dot net
it would help me to not purchase impulse buys making me go over budget
i am a subscriber
By not spending more than I make...myamurphy@mail.com
New email subsccriber myamurphy@mail.com
It would help me from not using a regular credit card.
Thanks for the giveaway! =)
JJs2468@aol.com
it helps budget what you spend.
The PayPower Prepaid Visa Card would help me from over spending like when I shop with a credit card
abfantom at yahoo dot com
I could load it with my budgeted amount to avoid overspending
I could preload it with only my allotted amount to spend each month
This would be great to keep my grocery budget on! Then whatever cash I have left can be used for other things.
I'd limit myself to the max available on that card.
I would use it to pay my auto insurance each month
I would put it toward my Christmas fund.
Thanks for the chance.
mogrill12@gmail.com
I would only use what was on the card
it would help me with christmas gifts
freebiel0ve@yahoo.com
I would use it for gas
I would buy gas with the card.
rhoneygtn at yahoo dot com
I would use it on groceries!
I would use it to buy groceries.
buy groceries
I could use this card when I went grocery shopping to help me to not overspend and stay on budget.
I use it to have a finite amount of money that I can spend on gifts.
asketcher2@hotmail.com
It would help me save for holiday shopping and complete auto-payments on some bills that I don't want to have access to my bank account
I would stay on budget by using this instead of my paycheck.
it will help with gas
I would only spend what was on the card
I would load the card with my monthly grocery budget and not reload it until the following month. That way I couldn't over spend. It would also be great for my Christmas budget.
My favorite deal is the Take $10 off your $40 Tom's Shoes.
i would use for snacks only so that I do not go over budget when grocery shopping
my favorite deal is - $15 off Orders $125 or More + $15 Gift Card
I could use it to treat myself so I'm not tempted to use my bank account to pay for just-for-fun things.
use it on gas
My favorite deal today is the Macy's 20-75% off sale and clearance.
When I have cash I spend to much money!
I subscribe.
It would help with keeping a budget with groceries, so I don't overspend.
I could use a pre paid card so I do not over spend when I go shopping for shoes.
tderosa142 at gmail dot com
I subscribe by email.
tderosa142 at gmail dot com
I like the 15% off Flowers starting at $29.99 at 1800Flowers.com
so i don't overspend! - regnod(at)yahoo(d0t)com
I would add a specific amount each moth for grocery shopping and no more . That way I would only buy things that I need and not the junk that usually ends up in the cart.
jweezie43[at]gmail[dot]com
Lim expecting our first baby in December, so every little bit helps right now. Thanks!
It would help me not spend over my budget.
hd6719(at) gmail.com
I could use the gift card to stay on budget by buying extra groceries and not having to spend my savings! Also, I could not spend more than I have because the card would not go thru. Thanks for the giveaway!
I'd use it for groceries.
Gingeroo616 at AOL dotcom
i could buy groceries. my hours at work got cut. :(
danielle marie xdanimarie(at)yahoo(dot)com
It would be so much better for gas. I never know how much I'm spending when it's nickled and dimed all over the place.
ky2here at msn dot com
i could you it for gas that would last me 2 weeks
I prepaid card would help my avoid impulse buys while shopping.
I would assign it to a particular store and a particular amount would be my weekly budget for that store so if I did not use the full amount one week, I could use it the next week.
It could halp me stay in budget by not letting me spend what isn't already loaded onto the card
I would not over spend!
It would keep me from over spending.
This will help not to overspend when shopping
I’d put what money I could afford to spend on myself or going out every month on it so that I couldn’t overspend or dip into the money for bills so I'd stay on budget. Thanks for the giveaway.
I'd load the card with my bugeted amount for grocery shopping, so don't overspend
I could use it to help purchase groceries and that would help my budget a lot
annabella @ centurytel dot net
It would help me to save some money for my bills by using it on things I need such as cleaning supplies and toiletries.
I would use the card to purchase gas.
rtrexel@gmail.com
i would use the gift card to get the socks that i need for work
I'd use it for gas
I could not overspend online! Thanks!
supergirl198296atyahoo.com
It would help me pay for christmas gifts
I could use it to go out to dinner with my husband,
The PayPower Prepaid Visa Card would keep me in line on what to spend so I could budget my money and maybe some a little something
I would know how much was on there and not go over- i would not overspend. It would be like having an allowance.
tridingermckee at gmail dot com
I can use prepaids to help pay for groceries.
It would help with groceries.
alterna7 at hotmail dot com
It would help us not overdraft.
I would use it like cash so I wasn't utilizing credit !!
ktgonyea at gmail dot com
I would use it on groceries which would in turn help me save for a family vacation
I subscribed! wrd2yourmotha
It would give me the chance to get pet supplies so I can use my income to pay for the bills or groceries we may need.
We use it to go out to dinner so we stay on budget with everything else!
sugarsweet7202@yahoo(dot)com
I would keep me from overspending as I could only use the amount that is on the card
Having a prepaid card devoted to monthly entertainment expenses would keep us all on track and make us prioritize what movies and concerts we go to and how often we eat out versus staying in to cook!
Geoff K
gkaufmanss at yahoo dot com
I subscribed via email: gkaufmanss at yahoo dot com
It would help me stick to a budget when shopping for groceries
I've been considering getting a prepaid Visa card to help me stay on budget...1st of all because if I just spend cash, I always seem to spend it faster than when I use a card, also, I would only load up what I needed for certain items.
I've been looking into a few different cards, some charge $1-3 per transaction, some have a monthly fee of $5.95, I just haven't found the right fit for our family yet, but I'm very excited to try one.
Thanks so much for the opportunity!
A prepaid card can help me stay on budget since it's loaded with a certain amount-- it'll cut down on the impulse purchases
New email subscriber
I would use a prepaid card to budget my grocery money. That way I would be more consistent with how much I spent and wouldn't go over.
I would load it for my allowance for the week so I won't go over budget.
Thanks for the giveaway…by it's very nature, a prepaid card "charged" with a defined amount of $$$ would help you constrain spending. An easy way to set spending limits !
Rafflecopter: Bryan E.
love this. been thinking about getting a prepaid card
I would use the card to buy pampers for my son
Post a Comment