We have a winner! PayPower Visa -- Helping You Manage Your Money, Raising Breast Cancer Awareness, + a Giveaway

Manage Your Money And Raise Breast Cancer Awareness

There's an well-known concept for budgeting called "Envelope Budgeting". The idea is simple. Divide up the cash you have on hand into envelopes with the expense category written on it, and you only get to spend what is in the envelope. When the envelope is empty you can't spend any more in that category. If there is some left over at the end of the month, you either add it to a savings account or roll it over for use the following month.

Kids today have a hard time understanding where money comes from. It took a long time for my children to understand that when you were out of money, you couldn't just get more out of the "cash machine"--as if there were an endless supply. This is a common theme and why many kids don't understand budgets even exist.

When teaching kids the value of money, a Prepaid Visa like a PayPower card can be hugely helpful. Jimmy needs a new pair of sneakers for basketball? Give him a card for an agreed upon amount and let him make his own shopping decision.

Modern allowance

Give the kids their allowance monthly in the form of a prepaid Visa debit card. They only spend what they have and they learn how to weigh the value of what they buy. With PayPower you only spend what you have, so there are no overdraft fees or interest charges. Your card can be used everywhere Visa debit cards are accepted, including online or over the phone. Plus it is easy to reload.

Safer than cash

The funds on your card account are protected from unauthorized use by the Visa Zero Liability policy if your card is lost or stolen. The funds in your card account will be FDIC insured through the card Issuer, provided your card is registered.

Support the Safeway Foundation and Stand Up To Cancer

As you may already know this month is National Breast Cancer Awareness Month and PayPower is donating half of the purchase fee on a PayPower card purchased in your local Safeway store between 10/01/13 and 11/03/13 to the Safeway Foundation and Stand Up To Cancer .

When breast cancer is detected early the five-year survival rate is 98% (National Cancer Institute), and the Breast Cancer Foundation helps women create a plan for early detection and supports breast health education programs at community outreach programs across the country.

What better way to manage your money, keep it safe and help others? Get your PayPower™ Visa® Prepaid Card now at http://payPower.com, and help us spread the word. Share this post with the hashtag #PPBCA!

Plus, to celebrate this promotion, one of MomsWhoSave's readers will win a $25 PayPower Prepaid Visa Card! If you'd like to win, you can enter using the easy Rafflecopter form below. You need to be sure to leave a comment about how you would use a prepaid card to stay on budget. There are also extra optional entries.

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